Is Your Data Safer One Year After the Equifax Breach?

On September 7, 2017 Equifax announced that the data of 143 million U.S. consumers that it had collected had been beached. The number impacted was later updated to 148 million. The theft included social security numbers, birth dates, credit card numbers, driver's license numbers, tax IDs, and other information. The theft raised the threat of identity theft for those affected. The stolen information can be used for existing account fraud, new account fraud, tax refund fraud, social security benefits fraud, health care/medical fraud, phishing scams and other fraudulent activities.

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The Benefits of Journaling

Okay, think of journaling. What is the first thing that comes to mind? It's likely that it has something to do with "Dear Diary" and high school-sweethearts... Am I right...? If you have read our article about 21st century skills, your thoughts may be a little different, however.

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Improve Your Web Browsing With These Tips

The Internet can be wonderful with lots of information and entertainment at your fingertips. But users can be annoyed or frustrated by items on web sites that they can't control. Some sites allow you to choose settings or preferences but you have to sign up. Signing up may be fine if you regularly visit a site but not if you don't. Lack of control can also impact your online privacy and security. So what can you do? The following tips can help you improve your browsing experience.

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Giving to Disaster Relief? Read These Tips First

Natural disasters have been in the news recently. Wildfires in California and Montana. Flooding in the Northeast. Tornados in the Midwest. Hurricane season has been quiet so far but the peak time is still to come. When natural disasters occur, appeals for help follow. There are hundreds, if not thousands, of charities ranging from small to large, local to multi-national.

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FoolProof Yourself for the 21st Century!

Use caution. Question sellers. Rely on research.

Sound familiar? Great! FoolProof's mantra is a good one for you to keep in mind. Why? Because it represents skills you need to survive in the 21st century... J

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Reduce Your Risk of Being a Victim of Auto Theft

According to the National Highway Traffic Safety Administration (NHTSA), a motor vehicle is stolen approximately every 41 seconds. That adds up to over 750,000 motor vehicles a year. Whether you own a car, pickup truck, SUV, or motorcycle, your vehicle could be at risk. These tips can help you reduce the risk of your vehicle being stolen.

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Pros and Cons of Paying Over Time

How often do you choose to pay for something over time? You have chosen to pay over time when you've used a loan or credit card to pay for something. While choosing to pay over time can be convenient, it can also be costly if you don't consider interest, fees, and other charges. Keep more of your money by minimizing the amount of interest you pay by paying off the debt as soon as possible. There are situations in which paying over time is the right choice and situations when it is not.

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How Brushing Scams Can Swipe You under the Carpet!

Have you seen our recent video on whether you can trust online reviews or not...? With brushing scams coming into play, the answer is a plain "no."

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What You Should Know About Cell-Phone Account Fraud

Cell-phone account fraud is a rapidly growing threat to your privacy and financial well-being.

Criminals open up a phony cell-phone account in your name or transfer your phone number to a fake account. They then use it to access your bank account, sign up for credit cards or sell the phone number for other criminals to use.

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Digital Assistants, Data Collection and Your Privacy

What do Alexa, Google Assistant, Cortana, Amazon, Google, Facebook have in common? Lots of information that they have saved about each of us. Depending on the service, the information can include what we've searched for, what we've bought, what we've shared, what sites we've visited, where we've been, photos, documents, and much more. In some cases, we have chosen to provide or store information with a service but in others information has been collected without our explicit permission.

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Do You Have Oversight of Your Finances?

Many people are struggling to keep track of their money, their bills, etc., and this is nothing new. How often have you been short on cash or forgotten to pay a bill?

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Options for Reducing Debt

According to the Federal Reserve Bank of New York's Center for Microeconomic Data's Quarterly Report on Household Debt and Credit for the first quarter of 2018, U.S. households have 815 billion dollars in credit card debt. If you have credit card debt, you have probably received a debt consolidation offer in the mail. These letters use teaser lines to make the loan look like a good deal. But, they lack details. In this report we look at these offers and alternatives.

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Why Am I Receiving All of These Privacy Policy Update Notices?

Over the last several weeks you have probably been receiving notifications about privacy policy updates by email and pop-up messages from websites and apps. Why are you receiving these? As of May 25, 2018, the General Data Protection Regulation (GDPR) has gone into effect in the European Union (EU).

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Gas Prices Hurting Your Wallet? These Tips Can Help

Have you noticed higher gas prices at the pump recently? Gas prices are rising and they are expected to continue their upward trend for a while. The following tips can help you save money and gas whether you are running around town or going on a road trip.

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    • Financial Well-being


      Want to improve your credit score? Want to cut your tax bills?  Like to tear up hundred dollar bills? (You're probably doing that). How about this:  want to wake up retired and without money?  Your Financial Well-being rules your life.  We put you in charge of the rules.

       

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    • Privacy Rights

      Every worry about identity theft?  Worry about young people and the dangers of the web? Mind if I read your private emails?  Or browse through your medical records? This section takes you into the scary world of privacy, fraud and identity theft.  FoolProof gives you the information you need when it comes to identity theft and privacy issues.   

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