Received a Chip Card? Here's What You Should Know

Have you received a new credit or debit card recently? Did you notice a metallic chip on the front? These chip cards are replacing cards with only magnetic strips. These cards will help reduce fraud by generating a unique code needed for approval for each transaction. The code is only good for that transaction. Payment information is encrypted in the chip.

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What You Need to Know About the VW Clean Air Act Violations

On September 18th, the EPA issued a notice of violation of the Clean Air Act to Volkswagen. It alleges and VW has admitted that software installed in certain vehicles circumvents EPA emissions standards for certain air pollutants. Vehicles involved include four-cylinder Volkswagen and Audi diesel cars, model years 2009-2015.

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Do You Know How Your Auto Insurance Rate Is Determined?

Many consumers believe that their driving record is one of the primary factors used to determine the premium for their auto insurance. Unfortunately, that is not true for many people. Consumer Reports conducted a two-year investigation, in which they analyzed more than two-billion car insurance price quotes from more than 700 companies in all general U.S. ZIP codes. They found that auto insurance companies are now using credit scores and other socioeconomic factors more than driving habits to determine premiums.

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This Scam Begins With A Silent Phone Call

We've all received phone calls that begin with silence. These autodialed calls can be annoying but did you know that they could lead to fraud or Identity Theft? Autodialed calls are also known as "robocalls." While many robocalls are selling products or services, some are trying to steal your financial information.

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Planning to Upgrade to Windows 10? Don't Be Scammed

Microsoft has released Windows 10, the next version of its operating system. It is available as a free upgrade for desktops, laptops, and tablets running Windows 7 and 8.1.

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What Everyone Needs to Know About the U.S. Government Data Breach

In June and July the U.S. Office of Personnel Management (OPM) announced two separate data breaches that the personal data of current, former, and prospective Federal employees, contractors, and family members affecting as many as 25.7 million people.

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