How Do You Know When To Change Your Passwords?

FoolProof_GenY-PasswordArticleI’m sure you have seen recommendations to change your passwords frequently, especially if you use online banking, services like PayPal or eBay, or even a webmail service. Okay, you know it’s the wise thing to do, but it is also a hassle!

But it’s nothing compared to the hassle you’ll face if even one of your accounts is hacked.  So determine right now if you need to revamp your entire password list. Here are some pointers to help you decide.

You’re in trouble, if...

  • you use an airline frequent flyer password as the password for any of your financial accounts (credit card, bank account, Amazon.com account, etc.). Choose a new password for all your accounts. Millions of frequent flyer numbers are flying, literally, all over the Internet. Scammers know to try that password on any account they may have hacked.

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Scary Online Scams... This Episode: Car Buying!

FoolProof_GenY_CarBuyingScam

Say you’re in the market for a used car, and you do your research well. Clever as you are, you check not just eBay or Auto Trader, but also Yahoo! Autos, Craigslist and independent web-ads for cars with the features and price that fit your budget.

Then suddenly you come across the car you’ve been looking for… for ages. And better yet, it’s thousands below the car’s wholesale value. Excellent!

But the car is in another state. You’d have to buy it sight unseen. And you’re leery. Why would the seller want to get rid of the car that cheaply? Is it in bad mechanical shape? Has it been in an accident? Stolen?

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Financial Apps for Your Smartphone

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Think you’ve maxed out your Smartphone with all of the Facebook, Twitter and Pandora Radio apps?  Instead of constantly reading your friend’s Tweets or status updates, how about some apps to help you focus on your finances — and at least be able to pay for your phone’s data package. Here are five budgeting apps to help keep your checkbook in check.

 

 

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Banking and You

money_sockLandscapeAre you in high school or college? If so, which financial services are you using, if any? Do you have a checking account or savings account? Debit card or a credit card? Do you even know the difference?

Sooner or later, you will have to know a little bit about banking and the different types of products and services that are out there.

 

Why is that?

  • How will you store your money? In a sock?
  • How can you pay your bills? With cash…all the time?
  • How would you pay to fill up your empty gas tank in the middle of the night? Would you wait till morning for the gas station to open?

Obviously, that won’t work. You’ll need financial products and services sooner or later.

 

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