Remar's Report

Digital Assistants, Data Collection and Your Privacy

What do Alexa, Google Assistant, Cortana, Amazon, Google, Facebook have in common? Lots of information that they have saved about each of us. Depending on the service, the information can include what we've searched for, what we've bought, what we've shared, what sites we've visited, where we've been, photos, documents, and much more. In some cases, we have chosen to provide or store information with a service but in others information has been collected without our explicit permission.

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Options for Reducing Debt

According to the Federal Reserve Bank of New York's Center for Microeconomic Data's Quarterly Report on Household Debt and Credit for the first quarter of 2018, U.S. households have 815 billion dollars in credit card debt. If you have credit card debt, you have probably received a debt consolidation offer in the mail. These letters use teaser lines to make the loan look like a good deal. But, they lack details. In this report we look at these offers and alternatives.

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Summer Savings Guide

Summer is fast approaching and along with it, lots of opportunities for spending money. Planning ahead can help you save money while still enjoying family fun, traveling, or working around the house. This guide provides tips to help.

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Where Should You Save Your Money?

Have you been saving your money? If so, what type of account are you putting it in? There are many choices. In this report we look at typical savings options offered by many credit unions and banks.

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Beware of "Quick Cash for Your Home" Offers

"We Buy Ugly Houses"

"We Pay Cash for Houses"

"We'll Buy Your House for Cash"

"Sell Your Home Fast for Cash"

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Tips for Reducing Your Identity Theft Risk

What do data breaches, software and hardware security vulnerabilities, phishing emails, and malware have in common? They attempt to steal or put at risk your personal and financial information which increases your chances of becoming a victim of identity theft. Identity theft occurs when someone uses your personal information to make purchases, open accounts, get medical treatment, or file taxes. You can't prevent identity theft but you can take steps to reduce your risk.

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