Remar's Report

When You Give—Stay Alert for Crowdsourcing Scams

In recent years, crowdfunding has become a popular way to raise money for a variety of creative projects, new business ventures, and charitable causes. In crowdfunding, individuals or businesses typically use an online crowdfunding platform to seek small sums of money from a large number of people. Larger crowdfunding platforms include Kickstarter, GoFundMe, Indiegogo, and RocketHub. However, there are hundreds of platforms online, many of which are very small.

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Secure Your Financial and Personal Information - Online and Off

Data breaches. Phishing scams. Identity Theft. Malware. Lost or stolen wallets and credit cards. These are just a few of the ways through which our personal and financial information is being attacked – online and offline. There are steps that you can take to make sure that your information is secure. Here are a few.

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Buying a New Car? Prepare for Sales Ploys That Can Cost You

Automotive advertisements hawking 2015 models and new 2016s are crowding TV and radio broadcasts and filling the pages of online and print news media. All of them have a deal for you. And you've got to act quickly to save big!

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Thinking of a Reverse Mortgage in Retirement? Facts to Consider

Have you seen or heard an ad for reverse mortgages? Did you find it interesting? In a recent study, the Consumer Financial Protection Bureau (CFPB), found that many ads discuss the benefits of reverse mortgages without mentioning the risks. They also found many ads make incomplete and inaccurate statements describing the loans. If important loan requirements were listed, they were often buried in the fine print.

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Checked Your Credit Report Recently? Four Reasons to Do It Now

The information in your credit report affects many aspects of your financial well-being. It informs your credit score, which affects your ability to borrow money and the interest rates you will pay on every loan from credit cards and auto loans to home mortgages. It can also affect the insurance rates you’ll pay or your ability to land a new job or rent a new apartment.

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Have Student Loan Debt? Six Tips to Pay It Off Faster

Debt from student loans for higher education is now the largest category of debt in the U.S. As of December 2014, over 43 million borrowers owed a cumulative total debt of over 1.2 trillion dollars in federal and private student loans, according to a recent study by the Federal Reserve Board of New York. The average individual debt is $26,700.

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