Remar's Report

Vacation Travel Tips and Traps

Memorial Day has slipped past on the calendar. The great summer vacation season is upon us. Whether you plan to vacation as a family, a couple, a group of friends, or singly, these vacation travel tips can help you get the most satisfaction and value for your money and avoid popular travel traps and scams.

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Heartbleed Won’t Be the Last! Tips for Staying Safe Online

In recent weeks, the Heartbleed security bug has headlined hundreds of news stories. Not only were user names, passwords, and other personal information potentially exposed, but there was little consumers could do because the vulnerability was in the security software that many Website servers used. Needless to say, once the bug was identified the majority of endangered websites rushed to patch the problem. Two weeks after the public announcement, only an estimated 2% of vulnerable websites had not fixed the problem. Now that most exposed websites are patched, consumer can and should change their passwords.

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How to Pay Less Tax Legally and Boost Your Savings

Everyone who pays income taxes would like to pay as little as legally possible. Most of us would also like to save more. In 2014, why not use some of the tax deductions and credits that you qualify for to help lower your tax bill? Then use the money you’ve freed up to maximize your savings. The IRS and tax experts note that many people who qualify for the deductions and credits identified in this report fail to take them. Here are some strategies that may work for you in 2014. Be sure to consult your tax advisor about those which look promising for you.

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Are You Alert for New Financial Scams Targeting Older Americans?

Knowing These Basics Can Help Protect Your Family

Do you know who are now the favorite target of financial scams? Older adults in the U.S. In 2012, people 60 and older made up 26% of all fraud complaints tracked by the Federal Trade Commission (FTC), the highest of any age group. That figure’s up from 10% in 2008, when it was the lowest of any adult age group. Also note that these statistics represent only the reported cases. The FTC estimates that no more than 10% of these scams are reported. Because about 10,000 boomers turn 65 each day, the popularity of these scams will only grow. Here’s how to spot the most recent scams and how to protect yourself and your family.

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Start an Emergency Fund or Pay Down Credit Card Debt

Which Should You Do First?

This question is familiar to most consumers. It typically occurs each month when the credit card statements arrive. According to TransUnion the average credit card holder owes just over $5000. And credit cards have relatively high interest rates, currently about 13% to 15.4% APR according to Bankrate.com. So it would save money to pay this debt down as fast as possible, right? Wouldn't that be more important than saving a small "rainy day" or emergency fund? Not necessarily. Here’s why.

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All You Need To Know About Credit Card Hacks


Want to know a good thing about all the publicity on credit card hacks? You're probably paying more attention to the protection of your personal and financial information!

This page gives you a lot of resources for you to use to protect yourself.

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