Remar's Report

Banking By Smartphone or Tablet? Make Sure You Do It Safely.

Do you use mobile banking? If so, you are part of the growing number of consumers who do. According to a March 2013 report from the Federal Reserve, 87% of the U.S. adult population has a mobile phone and 52% of those are smartphones. Of those consumers with smartphones, 48% had used mobile banking in the previous 12 months, which was up from 42% from the December 2011 survey.

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Don’t Let These Scams Steal Your Personal Financial Information

Thieves who want to steal your personal financial information and your money never sleep. Every day, hundreds of thousands of scam emails and phone calls target unsuspecting consumers. The following three scams are widespread right now. Here’s how to identify them and how to protect yourself and family members.

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Saving for College? Consider a 529 Plan’s Benefits

Saving for higher education is cheaper than borrowing for it, no matter what loan interest rates do in the future. That’s true whether you are saving for a child, a grandchild, a relative, a friend or even yourself. State-administered 529 savings plans offer a number of useful benefits. Let’s take a look.

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What Insurance Do You Need at Each Life Stage?

Starting Out, Building a Family, Established, Retirement

Having the right insurance can help protect you, your family and your property against unexpected and potentially financially disastrous events. When a major problem strikes—for instance, an auto accident occurs, an illness or accident involves you or a family member, a storm hits your home—having the right insurance can protect your from major financial loss and often lower emotional stress.

Insurance needs aren’t static, however. As your life and that of your family changes over time, insurance needs also change. This reports profiles some important points and questions to consider for each important type of insurance at various life stages. We’ll look at auto, health, home, life and other types of insurance.

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Are You Getting the Most for Your Vacation Dollar?

Tips for Getting a Great Vacation at a Great Price

Are you already thinking about a summer vacation? Getting away from the daily grind can be refreshing and energizing. Too often, that feeling lasts only until the bills arrive. Then buyer’s remorse strikes.

You can avoid spending more than you can afford on this year’s vacation—or any vacation. All you have to do is ask yourself the right questions and invest some time in planning. That may sound like drudgery—particularly when a TV ad promises a dream resort vacation for "one low inclusive price" if you call immediately. Stop before you pick up that phone. Planning done right can be a fun treasure hunt. A little time spent exploring your options online and via phone can save you big. Here’s how to do it.

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Make Contributions to or Create an IRA Now

Do you have an IRA—Individual Retirement Account or are you thinking of opening one? If you don’t have an IRA, you can create one now. Contributions for the current tax year can typically be made until April 15 of the next year. An IRA provides individuals a way to save money for retirement and save on income taxes. Having an IRA can be an important retirement savings tool no matter your age or employment status. Why not take a moment to check out these basics?

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