Remar's Report

Is Your Facebook Page in Danger of Being "Click-jacked?"


Social media enthusiasts—be careful what you click for. Facebook and other social media sites are accessed by millions of people every day looking to connect with friends and family and share information. If you aren't careful with the material you access on these sites, you could fall victim to a malware scam. While malware attacks on unsuspecting social media users are nothing new, a "click-jacking" worm has been popping up on Facebook recently. This hacking technique could potentially cause major damage to users' PCs and mobile devices and may result in identity theft and fraud.

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Retirement Planning: It's Never Too Early or Too Late


Whether retirement is many years away or just a few years in the future, preparing for it is important. With many employers offering 401(k) or other defined contribution plans, instead of pensions, saving for retirement is your responsibility. No matter your age, it's never too early or too late to start. Make the following tips work for you.

In Your 20's or 30's?

It's never too early to start saving for retirement. For many younger people, saving for retirement is at the bottom of their savings goals. But starting your retirement savings during these years can produce big results for your retirement. Why? Time, not money is your greatest asset. Even small amounts of money invested for 30 to 40 years have a chance to grow into much larger amounts. Here are several steps that financial planning experts recommend.

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Do You Know These Tax Tips?


It's that time of the year again. Time to file your income taxes. Each year always brings changes. Being aware of the tips in this report may help you get that chore done more efficiently.

Filing deadline is April 15th. You have until April 15, 2015, to file your income tax return for 2014. If you request an extension, you will have until October 15th to file your return.

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Are You Making Important Financial Resolutions?


Here's a question on everyone's mind: Will the economic picture continue to improve in the coming year? Things can improve for your personal finances—and your family's—if you adopt three powerful resolutions for this new year.

1. Perform a personal credit check up.

Do you know your credit score? This three-digit number, based on your credit history as recorded in your credit report, influences many things in your life.

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Are You Protecting Your Personal Information from Newer Online Risks?


Most consumers try to protect financial and personal information when online, but are you aware of newer, emerging risks and what you can do about them? Do you manage the cookies on your computer? Do you look for security indicators before using websites? Do you know about other steps you should be taking? In this month's report, I look at these and other ways to protect your financial and personal information online against both older and more recent risks.

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Rethinking Debt

Putting Money In Your Pocket


Special note from Remar: This Remar's Report is going to sound like a commercial for Directions Credit Union, but it isn't. This report is about saving you money, and since many times "saving money" and Directions Credit Union go hand-in-hand, the credit union's name comes up a good bit. I think you'll be glad I bring it up, if you read carefully.

Want some free money? You know, some you don't have to work for? How about free money every month?

If you haven't looked at your debt—whether it's a payment on a loan or a credit card, recurring payments on your cell phone, or insurance or what you spend on groceries and house supplies each year, you're throwing away money and you're probably throwing away thousands. Like this:

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