I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…

Landlords hire companies to screen you during the rental application process. They score you on rental history, credit score, job status, criminal h…

Do you rent your home? If so, your landlord may have used a tenant screening report to decide whether to rent to you. These reports are generated by c…

Whether your credit is already good or could use some improvement, managing your personal finances in ways that enhance your creditworthiness is alway…

Fake news. There's been a lot of discussion about it recently. While bogus stories and advertising cloaked as stories have been around for a long time…

Haven't heard of VantageScore? It is a credit scoring model that was created in 2006 by the big three credit bureaus, Experian, Equifax, and TransUnio…

Credit scores are used by lenders to determine if they will give you a loan (auto, mortgage, credit card). Businesses such as insurance and phone comp…

Almost two years ago, in September of 2017, Equifax announced a data breach that exposed the personal information of 147 million people. Now a recent …

In September of 2017 Equifax announced a data breach that exposed the personal information of 147 million people. In July of 2019, Equifax agreed to a…

What is your credit score? And why is it important? In this report, I give you some basic facts about credit scoring that highlight its importance to …

If you are, join the club. But scammers and even some legit companies are desperate to "help" you, too. They think they can make an easy buck on you…